Risk Management Department, City Hall
103 North Perry Street
Montgomery, Alabama 36104
Director of Risk Management
Employee Benefits Administrator
Safety Claims Administrator
Payroll & Benefits Assistants:
Overview of Employee Benefits
Health BenefitsBlue Cross Blue Shield is the provider for health and dental coverage for City employees and retirees. It is intended to help you and your covered dependents pay for the costs of medical care. The plan does not pay for all of your medical care. You may also be required to pay deductibles, co-payments and coinsurance.
Health Management Plan (HMP) is a managed healthcare plan. It offers reliable coverage. Under this plan, you are required to pay a deductible and co-insurance which is a percentage of the cost a doctor or hospital charges. Once the calendar year deductible (½ by the City and ½ by the employee) is met the insurance pays 80% and the employees pay 20% with two exceptions: certain preventive benefits are covered by the Affordable Health Care Act at 100% with no deductible and hospital per diem charge is covered at a 100% once calendar year deductible is met.
Preferred Provider Organization (PPO) the plan allows you to visit whatever in-network physician or healthcare provider. A copayment is required based on the group plan and it is the amount you pay before your insurance begins picking up any of the cost.
Medicare contact number (1-800-MEDICARE (1-800-633-4227)
For additional rate information including, please contact Employee Retirement Systems.
Dental—The plan is intended to help you and your covered dependent pay for the costs of dental care under the group plan. The plan covers Diagnostic and Preventive care (exams and cleanings), Restorative (fillings and root canals), Supplemental (oral surgery and anesthesia), Periodontics (gum disease). The benefits are subject to the terms, limitations and conditions of the group contract.
Prescriptions drugs: The City offers prescription drug plan for covered employees and their dependents through Employer Health Options (EHO). The plan recognizes any Willing Provider. Any Pharmacy that agrees to meet the plan’s conditions and electronically submits your prescription can fill it for you. The calendar year deductible is $250 (maximum of 3 per family) which starts in January of each year.
Other Employee Benefits
Alliance Insurance Group (AIG) manages the Flexible Spending Plan. A flexible spending account is an employer-sponsored benefit that allows you to pay for eligible expenses on pre-tax basis. They are:
Medical FSA Account-employees contributes to plan through payroll deduction with pre-tax dollars for medical expenses, dental expense, and vision care.
Dependent Care Account-employees contributes to plan through payroll deduction with pre-tax dollars for reimbursement for daycare expenses for children, after school programs or dependent parents.
Health Reimbursement Account- health reimbursement arrangements for out of pocket medical expenses
Mental Health Treatment
Employee Assistance Program (EAP)—This program is managed by American Behavioral Benefits and is offered to all employees and eligible dependents. All visits must be pre-approved. EAP provides confidential Assistance with: Family & Marital issues, Legal & financial Referrals, Stress Related Issues, emotional issues and Alcohol &Drug Abuse. If you are in need of these services contact: (334) 396-9323.
As a City employee, you are provided a basic life insurance policy at no additional cost. This insurance is currently written by The Standard. The amount of the insurance is 1 times annual salary, rounded to the next multiple of a $1,000s, and capped at $50,000.
AD& D coverage provides an additional 1 times your annual salary, rounded to the multiple of a $1,000s and capped at $50,000 active employees only.
CareHere provides primary medical care and extensive wellness services for all active employees, retirees and their eligible dependents by appointment. Requirements: must registered as a user and must be on the City Health Insurance Plan. They can dispense 180+ generic medication (free).
YMCA/City Partnership- The City of Montgomery and the YMCA of Greater Montgomery have joined together to offer a great wellness benefit to all City employees and their family members. The City will pay $20.00 per month toward your monthly bill and the $100 one time sign-up fee is waived. This can be done during open enrollment or as a new hire. A new hire must join within 60 days. You may join the YMCA by contacting the YMCA at (334) 269-4362
Deferred Compensation Plan: Managed by Nationwide Retirement Solutions in meeting the needs of retirement.
retirees life (go under standard )